I use PayPal as my Payment Processor and have since the beginning of my sites, which is closing in on 20 years now. WOW!!! I have experienced very few glitches with PayPal and have found them to be equally reliable, available and responsive to both the Buyer and the Seller.
There is one important feature I wish to Spotlight today: PayPal Credit.
A PayPal button is with each of my pieces for sale. When this button is selected and the purchase price is over $99, a PAYPAL CREDIT OPTION button is included as an option when you select the manner in which you wish to pay. By selecting that button, you are taken to a Third Party Credit Provider and submit an application. You will be approved or not through them.
If Approved, the terms will be presented to you to accept or decline. If selected, you will have options. If paid In Full within 6 months, a Finance Charge is not added. I will be paid in full and will process and ship your order accordingly.
We are now into the Holiday Season and I believe having a Credit Option available will be a positive reason to invest in Real Jewelry for yourself or others.